如果借款人想要降低利息，需要附上第二個有價的高價值抵押品，例如黃金或珠寶。如果借款人是軍公教、薪資條件好、每月收入穩定等，具備好的還款能力，也有機會申請到較低的利率。 Voting ran efficiently, besides a few districts the place logistical problems induced delays, and was tranquil, a exceptional accomplishment for a rustic steeped in political violence. 桃園市政�?市政新聞: 中華電信研究院... https://liantong.com.tw/hsinchu-house-secondary/